Claim Compensation With A Road Accident Solicitor- Even If You’re Hit By An Uninsured Driver

Being involved in a road traffic accident is bad enough, but being hit by an uninsured driver is even worse. After all, if the liable driver has no insurance, there is nobody to claim compensation for injuries, medical expenses, loss of income and vehicle damage from, is there? A road accident solicitor might actually tell you otherwise.

So that drivers who are injured or who have their vehicles damaged by uninsured drivers are not left out of pocket and can still claim compensation, there is an organisation known as the Motor Insurance Bureau. Since its introduction in 1946, the organisation has paid out almost £2 billion and normally pays out around £200 million every year. The Motor Insurance Bureau’s funds are made up from contributions by every single motor insurer with a significant proportion of honest driver’s motor insurance premiums paying for the service. It is estimated that one in twenty of the cars on UK roads is either not insured or does not have adequate insurance cover, so the service is widely used.
Victims of accidents caused by an uninsured driver are advised to obtain the help of a road accident solicitor to claim through the Motor Insurance Bureau. Claims can be brought to financial losses, injury and legal fees. Compared to the process one undergoes to make a claim against a driver with insurance, the process with the MIB is much more complicated and the help of a road accident solicitor is necessary.

When trying to claim through the MIB, the driver must launch legal action and enter a request to the court to make a claim. The request will be accepted or rejected by the court. Claims are rejected if MIB protocol has not been followed or if an unconvincing case is submitted. The Bureau’s guidelines are very strict and often applications that aren’t put together with the help of a road accident solicitor will not be considered.

If a driver and the road accident solicitor representing them is successful they do not have to wait for the Bureau to find the uninsured driver. Instead the case is considered and an appropriate amount of compensation awarded. The Bureau will then try to track down the uninsured driver and reclaim its costs from him or her.

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Published by: Admin on June 14th, 2010 | Filed under Attorneys Personal Injury